*100 points are awarded for each $10,000.00 of income, That is 110 points would be awarded for $11,000.00 in annual income.

*25 points are deducted for each $10,000.00 of annual revolving debt

*15 points are deducted for each $10,000.00 in annual house payments

*25 points are deducted for each late payment

*15 points are deducted for each dependent

*15 points are awarded for each $10,000.00 in the bank

*50 points are awarded if a person owns their own home outright

I have got this much figured out but I can't pull it together.

AnnualIncome/1,000 = ? * 10

RevolvingDebit/10,000 = ? * -25

LatePayments * -25 = ?

Dependents * -15 = ?

Cash/10,000 = ? * 15 = ?

If Checkbox = True Then points = 50

Well this is what I have I just can't pull it together. If you can help...I would appreciate it so much.

Desperate in Kentucky,

Elvira Persson